Crossville Chronicle, Crossville, TN

Area News

July 14, 2014

Homeownership Month Celebrated by recognizing New Beginnings homeowners

CROSSVILLE — Crossville Housing Authority (CHA) and several partner agencies celebrated homeownership month in June recently by recognizing the latest homeowners in the New Beginnings self-help housing program. 

The New Beginnings program provides a way for families or individuals to buy a home with no down payment and with a low-interest mortgage. Participants provide sweat equity labor while the houses are under construction, which builds equity value into the home by the time the homeowner moves in. Mortgages through the program include no down payment and low interest rates. The mortgage payment is often equal to or less than rent. Currently homes are being built in the Eastview subdivision off of Cook Rd. in Crossville.

Since the New Beginnings program started in 2005, 70 homes have been built in Crossville, adding millions of dollars in value to the local tax base. The program is operated by CHA under a grant agreement with the U.S. Department of Agriculture’s Rural Development. 

Rural Development’s Tennessee director of the single family housing program, Don Harris, complimented the work of CHA saying, “The work your agency is doing is incredible.”  Harris added that he was glad to see CHA’s partners participating in the event, as well, including the Cookeville office of Rural Development, Florida Non-Profit Housing, and Creative Compassion, Inc. Other program partners who support the program but who were unable to attend included the Tennessee Housing Development Agency and the Housing Assistance Council. 

Cookeville Rural Development Office Manager Jerry Jolley said the program helped the local economy by not only providing jobs for construction workers and contractors, but also providing opportunities for the sale of lumber and other construction supplies, as well as appliances and heating and cooling systems. 

To date, CHA has received just over $2 million dollars in funding to administer and operate the program. 

Presentations were made to the homeowners along with gifts from some of the vendors.  All those who attended the event could register for giveaways that included a grill and tool sets donated by Sears of Crossville.

Homeownership month is an annual celebration each June to encourage homeownership and the important role it plays for families and neighborhoods. Homeownership continues to be one of the best ways for families to build wealth. 

Anyone interested in more information on the New Beginnings program can contact Marley Wyatt at (931) 484-2990 or visit the program page on Facebook at

www.facebook.com/pages/New-Beginnings-Self-Help-Housing-Program.

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