Crossville Chronicle, Crossville, TN

March 11, 2013

Young promoted to president of Cumberland County Bank

Staff writer

CROSSVILLE — Joe Young has been promoted to president of Cumberland County Bank. He assumed the new role Jan. 1.

In his 31 years with the local financial institution, Young has served in a variety of roles, including teller, customer service representative and branch manager and loan officer at the bank's Cumberland Square branch on Elmore Rd. He was promoted to vice president in 1988 and to senior vice president in 2002.

"If someone has success in their life, it's usually because of the people they're surrounded by," Young said. "I'm proud of the staff we have. Their experience and knowledge makes my job much easier and I attribute much of my success to them."

Young is a native Cumberland Countian, growing up in the Dorton Community with 12 brothers and sisters.

"This is home," Young said, adding he still lives in the Dorton Community east of Crossville.

He graduated from Cumberland County High School in 1966 and was a member of the first class to graduate after four years in the consolidated school.

"My class has always taken a lot of pride in that," he said.

He spent three years at Tennessee Technological University before entering the U.S. Air Force.

"People ask if I flew jets in the Air Force," Young said. "I actually flew an IBM typewriter and I flew it well," he laughed.

He was stationed at Wright Patterson Air Force Base in Ohio and Shemya Island in the Aleutian Islands of Alaska. There he assisted with surveillance of rocket launches in the Soviet Union and tracking space debris. The base was a radar site during space missions and he was able to follow the progress of the astronauts on that mission.

Young married Janie while he was in the Air Force. The couple have two daughters, Jennifer Davis, married to Jeremy, of North Carolina, and Jessica Mitchell, married to Eric, of Sparta. They have two grandchildren, Ashtyn and Jakeb Davis.

Young returned to TTU to complete his degree in business administration and business management.

After graduation, he worked for the state of Tennessee in the Department of Human Services and then worked as a real estate agent for Pioneer Realty. In 1982, he interviewed with and was hired by Cumberland County Bank.

"The banking industry is in a constant state of flux," he said. "We have to adapt on an almost weekly basis to new regulations."

To stay up to date with changes in the industry, Young regularly attends seminars and workshops. He's also a graduate of the Vanderbilt School of Banking and the Vanderbilt School of Commercial Lending.

Technology has also changed the industry over the course of his career. Cumberland County Bank offers a variety of banking services, including savings and checking accounts, a variety of loan products, investments and insurance. The bank serves personal and commercial customers and offers 24/7 banking through its network of automatic teller machines, telephone banking and Internet banking.

Cumberland County Bank's main office is at 225 West Ave., and offers lobby and drive-thru services Monday through Friday. The bank also has branches at Cumberland Square at 178 Elmore Rd., Fairfield Glade at 6731 Peavine Rd. and Lake Tansi at 2271 Dunbar Rd. CCB Financial Services is at 165 West Ave.

"We're proud to be a part of this community," Young said. "Our success is a result of our customers and the community as a whole."

Cumberland County Bank is part of the BPC Corporation, with locations in Cookeville, Monterey, Sparta and Livingston.