Crossville Chronicle, Crossville, TN

Area News

April 4, 2012

Disaster recovery center to close April 5

CROSSVILLE — The disaster recovery center for Cumberland County, at the Cumberland County Community Complex on Livingston Rd., will close Thursday, April 5, at 6 p.m.

Tennessee survivors of the Feb. 29 to March 2 tornadoes are encouraged to visit the center to register for assistance and get one-on-one help with questions about completing the registration process and programs they may qualify for, including low-interest disaster loan applications from the Small Business Administration and Federal Emergency Management Agency grants.

FEMA grants to specific disaster-related needs and be used for basic housing repairs, such as replacing doors and windows or repairing a room. Housing grants can be used for short-term tent payments or reimbursement of hotel/motel expenses. Other Needs Assistance grants are intended to replace essential personal property and meet disaster-related medical, dental and funeral expenses. It can also be used to help repair or replace a car damaged by the disaster and to replace work-related tools.

The U.S. Small Business Administration (SBA) offers federal disaster loans to homeowners, renters and businesses. Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace disaster damaged personal property.

Businesses and private non-profit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory and other business assets.

Interest rates are as low as 1.875 percent for homeowners and renters, 3 percent for nonprofit organizations and 4 percent for businesses, with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant's financial condition.

To be considered for all forms of disaster assistance, call FEMA at (800) 621-FEMA, or (800) 462-7585 for the deaf and hard-of-hearing, or visit www.DisasterAssistance.gov. Additional details on the loan application process can be obtained by calling the SBA Customer Service Center at (800) 659-2955, or (800) 877-8339 for the deaf and hard-of-hearing, of by emailing disastercustomerservice@sba.gov.

The deadline to return applications for physical property damage is May 15, 2012. The deadline to return economic injury applications is Dec. 17, 2012.

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